Shareholders

No.		Shareholder		Share		Physical address		Principal State Registration Number
1.		"Rossium Concern", LLC		100%		Office 8, 34 Sosnovaya Str., City of Odintsovo, Moscow Region, 143006		1027700470918 (issued on 29.11.2002 by Federal Tax Authority for the City of Moscow)

The ultimate beneficial owner of Credit Bank of Moscow is Mr. Roman I. Avdeev, citizen of the Russian Federation.